Furnace Replacement Cost in Minnesota: Complete 2026 Guide
If you're researching furnace replacement costs in Minnesota, you've probably already gotten quotes that vary by thousands of dollars. This guide explains exactly what drives furnace replacement pricing, what you should expect to pay in 2026, and how to avoid overpaying.
Total Cost Breakdown: Equipment + Labor
| Component | Traditional HVAC Co. | Furnace Direct + Installer |
|---|---|---|
| Goodman GMVC96 80k BTU | $2,800–$4,200 (marked up) | $1,900–$2,200 (factory-direct) |
| Installation Labor | $1,800–$2,800 | $1,800–$2,800 |
| Permit & Inspection | $75–$200 | $75–$200 |
| Old Unit Disposal | Included or $50–$150 | $50–$150 |
| Total (80k BTU, 96% AFUE) | $4,700–$7,300 | $3,800–$5,300 |
Cost by Furnace Efficiency & Type
| Furnace Type | AFUE | Equipment Cost (Factory-Direct) | Installed Total |
|---|---|---|---|
| Single-Stage (Goodman GMS80) | 80% | $900–$1,400 | $2,700–$4,200 |
| Single-Stage (Goodman GMSS96) | 96% | $1,300–$1,800 | $3,100–$4,600 |
| Two-Stage Variable-Speed (Goodman GMVC96) | 96% | $1,900–$2,600 | $3,700–$5,400 |
| Variable-Speed Modulating | 97–98% | $2,600–$3,400 | $4,400–$6,200 |
What Adds to the Cost
- Upgrading venting (80% → 96%+ AFUE): +$400–$800 for new PVC exhaust/intake piping
- Ductwork modifications: +$300–$1,500 depending on what's needed
- Gas line work: +$200–$600 if the existing gas line needs upsizing or relocation
- Electrical work: +$150–$400 for newer control board wiring requirements
- Difficult access / complex install: +$200–$600 for crawl spaces, closets, or tight mechanical rooms
How to Get an Accurate Quote
The most reliable approach: buy your furnace factory-direct from Furnace Direct, then get 2–3 labor-only quotes from licensed MN HVAC installers. When contractors quote labor only (not equipment), you eliminate the markup game and get competitive pricing on the actual work. Use our BTU Calculator to determine the right size before shopping.
2026 Rebates That Reduce Your Cost
- Federal 25C Tax Credit: $600 for qualifying 95%+ AFUE gas furnaces
- Xcel Energy: $100–$400 rebate on qualifying high-efficiency equipment
- CenterPoint Energy: Up to $250 on qualifying 95%+ AFUE units
- Total potential incentives: $700–$1,000 back on a qualifying installation
Full details and application links: 2026 Minnesota Rebates Guide
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