St. Paul homeowners replacing a furnace in 2026 face the same challenge: figuring out what's a fair price versus contractor markup. This guide breaks down real numbers for the St. Paul market.
St. Paul Contractor Quotes vs. Factory-Direct
Traditional HVAC contractors in St. Paul charge $4,000–$9,000 for a full furnace replacement. That includes equipment, installation, and a healthy markup. Factory-direct pricing cuts out the middleman entirely — you buy at contractor cost, pay a local installer separately.
A typical St. Paul furnace replacement factory-direct:
- Goodman 96% AFUE furnace (80,000 BTU): $950–$1,200 delivered to St. Paul
- Local HVAC installer labor: $600–$1,100
- Total: $1,550–$2,300 vs. $5,500–$8,000 through a contractor
St. Paul Delivery
Our Minneapolis warehouse is 12 miles from St. Paul. Same-day dispatch on orders before 3 PM CT — most St. Paul deliveries arrive next business day. Get St. Paul pricing details.
Common St. Paul Furnace Replacement Questions
Use our BTU Calculator to find the right furnace size for your St. Paul home, or our Model Number Lookup to find your exact replacement. Call (888) 762-1334 for pricing.
Get wholesale pricing on a new system.
Tell us a little about your home and what you're replacing. We'll send real numbers on a Goodman 96% AFUE setup — shipped direct to your door anywhere in the lower 48. No contractor markup, no obligation.