St. Paul homeowners replacing a furnace in 2026 face the same challenge: figuring out what's a fair price versus contractor markup. This guide breaks down real numbers for the St. Paul market.
St. Paul Contractor Quotes vs. Factory-Direct
Traditional HVAC contractors in St. Paul charge $4,000–$9,000 for a full furnace replacement. That includes equipment, installation, and a healthy markup. Factory-direct pricing cuts out the middleman entirely — you buy at contractor cost, pay a local installer separately.
Buy the same name-brand furnace the pros install — shipped factory-direct to your door. No middleman, 5-star rated, and financing available.
A typical St. Paul furnace replacement factory-direct:
- Goodman 96% AFUE furnace (80,000 BTU): $950–$1,200 delivered to St. Paul
- Local HVAC installer labor: $600–$1,100
- Total: $1,550–$2,300 vs. $5,500–$8,000 through a contractor
St. Paul Delivery
Our Minneapolis warehouse is 12 miles from St. Paul. Get St. Paul pricing details.
Common St. Paul Furnace Replacement Questions
Use our BTU Calculator to find the right furnace size for your St. Paul home, or our Model Number Lookup to find your exact replacement. Call (888) 762-1334 for pricing.
Get your furnace replaced.
Tell us a little about your home and what you're replacing. A specialist will call you to work out exactly what you need, go over the price, and get it replaced. No obligation.